Mary Beth Writes

If our finances were stretched we wouldn’t have gone to New Mexico. We are doing fine despite the advice that says one ought to retire with a million dollars in the bank. Imagine that.

1. We and, at this point, about half the nation, have had our Covid vaccines so we felt safe and ready to see something new. However, we traveled to a place where they had worked WITH the effort to fight this pandemic. This limited our choices and is the #1 reason we didn’t go to the Badlands. How we spend $ is our power.

 2. We drove our Ford C-Max hybrid which gets about 40 MPG so we spent $270 on gas for the whole 3600-mile trip.

 3. This might be hard for you to replicate because even though they like some of you very much, I think our kids won’t pop for your motels. Sorry about that. Our kids surprised us by giving us $ and travel points towards several of our motel rooms.

 4. We joined two hotel chain reward systems several years ago. We get 10% off when we make the reservation which is more than an AARP discount. Twice things were subpar. (In one place the internet didn’t work.) We obtained the name of the motel manager in both places. When we got home, we emailed those specific persons, explained the problem, and are still waiting to get travel points against future motel stays. This system has worked in the past. We will see.

 5. Coffee: We bought (two trips ago) a $20 drip coffee maker that makes one commuter cup of coffee. We make coffee in the room to get going, then two more cups for the road. This system saves a lot of money and inconvenience.

6. On vacations I usually bring several books that I think I’m going to read and then I don’t. This time I downloaded several books from our library to my kindle - and didn’t read them.

7. Brought bread, PB, bananas, and other snacks for lunches when we wanted them.

8. We have National Park senior passes. Lucky us, we bought them several years ago when one could still get them for $10 per person.

9. This was a new curveball. Motels have passwords to access free internet. At several of the places we stayed that password would expire after several hours and one would have to enter it again.

Is this a new policy in motel management? Sometimes my podcast listening went from Wi-Fi to cellular. (I should have downloaded some of my favs while I had Wi-Fi.) When we got home our cellphone bill was about $10 higher than usual. FYI.

10. We didn’t buy many souvenirs or gifts because most gift shops were still closed.

11. These things were free and/or priceless:

  • Walking around Warsaw, IL overlooking the Mississippi, with Otis. We’ve been friends since 1978. Still laughing,
  • Getting lost on Oklahoma City’s tangle of highways in at dusk on a Sunday evening.
  • We ate ice cream cones in the 400-year-old plaza in the center of Santa Fe.
  • Hiking in places that look absolutely nothing like a Wisconsin woods.
  • Meeting Kay, a friend from our activist years in Chicago in the 1980’s, for dinner at a spectacular patio restaurant in Albuquerque. Remembering people whom we knew back then and crazy good stuff we did. Seeing the mountains pink for just a few minutes as we left to drive back to Santa Fe - the photo at the top of this post. 
  • The evening in Alamogordo we drove up into the hills to watch the stars come out.

 

 

Comments

That advice about how much money you must accumulate in order to retire is IMO not useful for many of us. I think better advice is to assess what your expenses will be, do your best to predict how they may/will increase as time passes. Then examine your sources of income and compare that to expenses. One also needs to have appropriate medical and other insurance in place and a reasonable amount of savings for emergencies and home repairs. Very few can save a million dollars--I sure didn't, but like you and Len, I am doing OK. The unfortunate truth is that far too many are very poorly educated about how to manage their finances. No one should be able to leave school (dropout, graduate, whatever) without passing a basic life-skills class: banking, credit cards, credit ratings, taxes, insurance, investments, mortgages, voting, how government works--probably other things too. Of course teenagers may not be receptive, but society should at least TRY to prepare them for what life is like.
Mary Beth's picture

I sometimes think we "blame" students for not wanting to learn things when the issue lies with school boards and with the federal government setting so many requirements about what kids should know - that there is very little leeway for schools and teachers to teach what they can see their kids need. But yeps, fostering education as a place to think about goals - and how to get to those goals - that sure would help. Instead of hurdles students need to clear.

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The Mindful Chickens are Wordy Today

Other people call them “frugal things I did lately”. I call them Mindful Chickens because they are about:

  • Being Cheap (cheap, cheep).
  • Being thoughtful about how choices affect our community and our earth.
  • Paying attention to the constant tumble of dollars and choices.

This is my collection of wise choices and dastardly schemes from the last two months.

ONE: Our electric toothbrush/water pick would no longer hold a charge but a new one costs more than $100. Len took it to the battery store where they replaced it for $15.

Mindful Chickens - Plastic & Hunger 12/20/2020

I went for a walk on Wednesday and saw this mitten on a sidewalk. When I was at the same spot on Friday, it was still there, so I brought it home because it is a hand-knitted kid mitten, ya know? Any knitters out there interested in making it a mate, so that we could give it to a kid in my community or your? It's 7" from top to ribbed bottom. 

...

The point of “Mindful Chickens” is to spend less money while being mindful of the environment and our human values. We can try, right?

Holy Mackerel! Mindful Chickens 12/12/2020

Yamiche and Weijia licking out the mackerel bowl this morning.

...

I said I would write “mindful things” we did this week. The agenda of “Mindful Chickens” is to spend less money plus be mindful of the environment and our other values at the same time. Sometimes, one of those purposes wins over the other, but we can think before we spend, right?

1. I cut my hair. This is not a particular skill of mine, but I can do it well enough to not look like the Pittsburgh Paint Dutch boy.

Who Let the Chickens Out?

Mindful Chickens i.e., being frugal and living by our values instead of by blithering consumerism is how this blog started. Yet I seldom post lists anymore about choices Len and I make that hit that marker because I can tell from who follows me that this is not why most of you are here.

But today I have a lot of things I want to accomplish. Preparing the Light Posts takes me a long time so I am not going to do one – I do plan to be back at it Monday.

7-6-2020 Mindful QUARANTINED Chickens

(Thanks, KJR, for the funny fluffy chicken photo!) 

Other people call them “frugal things I did lately”. I call them Mindful Chickens because they are about:

Making (a little) Sense of Medicare by Len Lamberg

Friends learned recently that they are facing imminent retirement with the accompanying medicare and insurance decisions - that have to be made now and made right. They asked how we figured out what to do. I asked Len if he could write up what he knows in plain English - and thought this would take him 20 minutes.

This took Len several hours over several days.

Our friends say this makes more sense than anything else they have read so far.

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